--- title: Insights | Paulo Aguilar, CFA, CAIA description: Wealthstone Group | Insights image: https://blog.wealthstonegroup.com/hubfs/WealthstoneGroup.jpg --- - Client Portal [![Gold-Logo-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Gold-Logo-1")](https://www.wealthstonegroup.com/) [![Wealthstone-logo-gold](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Wealthstone-logo-gold")](https://blog.wealthstonegroup.com/) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - [Private Real Estate Investments](https://www.wealthstonegroup.com/real-estate/private-real-estate-investments) - [Wealth Management](https://www.wealthstonegroup.com/services) - [Investment Management](https://www.wealthstonegroup.com/services/investment-management) - [Alternative Investments](https://www.wealthstonegroup.com/services/alternative-investments) - [Retirement Income](https://www.wealthstonegroup.com/services/retirement-income) - [Tax Mitigation](https://www.wealthstonegroup.com/services/tax-mitigation) - [Wealth Preservation](https://www.wealthstonegroup.com/services/wealth-preservation) - [Business Exit Planning & ESOPs](https://www.wealthstonegroup.com/services/business-exit-planning-esops) - Resources - [Insights](https://blog.wealthstonegroup.com/insights) - [Commentary](https://blog.wealthstonegroup.com/commentary) - [Library](https://www.wealthstonegroup.com/library) - [Events](https://blog.wealthstonegroup.com/events) - [Videos](https://www.wealthstonegroup.com/videos) - [Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - [Private Real Estate Investments](https://www.wealthstonegroup.com/real-estate/private-real-estate-investments) - [Wealth Management](https://www.wealthstonegroup.com/services) - [Investment Management](https://www.wealthstonegroup.com/services/investment-management) - [Alternative Investments](https://www.wealthstonegroup.com/services/alternative-investments) - [Retirement Income](https://www.wealthstonegroup.com/services/retirement-income) - [Tax Mitigation](https://www.wealthstonegroup.com/services/tax-mitigation) - [Wealth Preservation](https://www.wealthstonegroup.com/services/wealth-preservation) - [Business Exit Planning & ESOPs](https://www.wealthstonegroup.com/services/business-exit-planning-esops) - Resources - [Insights](https://blog.wealthstonegroup.com/insights) - [Commentary](https://blog.wealthstonegroup.com/commentary) - [Library](https://www.wealthstonegroup.com/library) - [Events](https://blog.wealthstonegroup.com/events) - [Videos](https://www.wealthstonegroup.com/videos) - [Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e)[Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) ![Paulo Aguilar, CFA, CAIA](https://blog.wealthstonegroup.com/hs-fs/hubfs/Paulo%20-%20Headshot2.jpeg?width=170&height=170&name=Paulo%20-%20Headshot2.jpeg) # Paulo Aguilar, CFA, CAIA ## Posts by Paulo Aguilar, CFA, CAIA [What If One Property Owner Wants a 1031 Exchange and the Other Wants Cash?](https://blog.wealthstonegroup.com/insights/what-if-one-property-owner-wants-a-1031-exchange-and-the-other-wants-cash) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-RealEstate-HeroImage-min-1.jpeg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### What If One Property Owner Wants a 1031 Exchange and the Other Wants Cash? Navigating different ownership goals in real estate sales can be complex. Learn how to manage varying objectives, like 1031 exchanges versus cash needs. Oct 16, 2026 5 min read [Most Expensive Mistake Business Owners Before Exit: Waiting to Build Value and How to Avoid It](https://blog.wealthstonegroup.com/insights/most-expensive-mistake-business-owners-before-exit-waiting-to-build-value-and-how-to-avoid-it) ![](https://blog.wealthstonegroup.com/hubfs/WS-Commentary.jpg) [Business Exit Planning](https://blog.wealthstonegroup.com/insights/tag/business-exit-planning) ### Most Expensive Mistake Business Owners Before Exit: Waiting to Build Value and How to Avoid It Learn why business owners should prepare for an exit early, enhancing company value and flexibility, rather than waiting until they're ready to sell. Oct 14, 2026 4 min read [The Grantor Retained Annuity Trust — How It Works and When Real Estate and Business Owners Should Consider It](https://blog.wealthstonegroup.com/insights/the-grantor-retained-annuity-trust-how-it-works-and-when-real-estate-and-business-owners-should-consider-it) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI5.jpg) [Wealth & Estate Planning](https://blog.wealthstonegroup.com/insights/tag/wealth-estate-planning) ### The Grantor Retained Annuity Trust — How It Works and When Real Estate and Business Owners Should Consider It Discover how a Grantor Retained Annuity Trust (GRAT) can help business and real estate owners transfer future asset appreciation to the next generation effectively. Oct 12, 2026 4 min read [Why Gifting Appreciated Real Estate to Your Children Before You Die Can Cost Them More Than It Saves](https://blog.wealthstonegroup.com/insights/why-gifting-appreciated-real-estate-to-your-children-before-you-die-can-cost-them-more-than-it-saves) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI4.jpg) [Wealth & Estate Planning](https://blog.wealthstonegroup.com/insights/tag/wealth-estate-planning) ### Why Gifting Appreciated Real Estate to Your Children Before You Die Can Cost Them More Than It Saves Discover the tax implications of gifting appreciated real estate to your children versus inheritance, and learn how to make informed estate-planning decisions. Oct 09, 2026 5 min read [Cash Out Refinance Rental Property Tax Implications: What Investors Need to Know About Proceeds and Deductions](https://blog.wealthstonegroup.com/insights/cash-out-refinance-rental-property-tax-implications-what-investors-need-to-know-about-proceeds-and-deductions) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI3.jpg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Cash Out Refinance Rental Property Tax Implications: What Investors Need to Know About Proceeds and Deductions Explore the tax implications of cash-out refinancing rental properties, including how proceeds affect interest deductions and overall investment strategy. Oct 07, 2026 5 min read [Facing a Loan Maturity? How to Prepare for a 1031 Exchange Before You Have to Sell](https://blog.wealthstonegroup.com/insights/facing-a-loan-maturity-how-to-prepare-for-a-1031-exchange-before-you-have-to-sell) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI2.jpg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### Facing a Loan Maturity? How to Prepare for a 1031 Exchange Before You Have to Sell Prepare for a 1031 exchange before your loan matures. Learn how to strategically manage your sale and investment options to maximize tax deferral. Oct 05, 2026 3 min read [DST Advisor Fees and Commissions: What Are Investors Actually Paying?](https://blog.wealthstonegroup.com/insights/dst-advisor-fees-and-commissions-what-are-investors-actually-paying) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI.jpg) [Delaware Statutory Trusts (DSTs)](https://blog.wealthstonegroup.com/insights/tag/delaware-statutory-trusts-dsts) ### DST Advisor Fees and Commissions: What Are Investors Actually Paying? Discover how investors are compensated in Delaware Statutory Trusts, comparing commission-based and advisory models to understand total costs and services provided. Oct 02, 2026 5 min read [Using a Charitable Remainder Trust to Exit Appreciated Real Estate: How the Structure Works and When It Makes Sense](https://blog.wealthstonegroup.com/insights/using-a-charitable-remainder-trust-to-exit-appreciated-real-estate-how-the-structure-works-and-when-it-makes-sense) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-3.jpg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Using a Charitable Remainder Trust to Exit Appreciated Real Estate: How the Structure Works and When It Makes Sense Explore how a Charitable Remainder Trust can help real estate owners manage appreciated properties, defer taxes, and support charitable goals effectively. Sep 30, 2026 7 min read [Are DSTs a Good Investment? Understanding the Advantages and Risks](https://blog.wealthstonegroup.com/insights/are-dsts-a-good-investment-understanding-the-advantages-and-risks) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-.jpg) [Delaware Statutory Trusts (DSTs)](https://blog.wealthstonegroup.com/insights/tag/delaware-statutory-trusts-dsts) ### Are DSTs a Good Investment? Understanding the Advantages and Risks Explore the advantages and risks of investing in Delaware Statutory Trusts for 1031 exchanges, and determine if they align with your financial goals. Sep 28, 2026 7 min read Load More Insights   ![Wealthstone-Logo-GoldWhite-2-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Wealthstone-Logo-GoldWhite-2-1.png?width=50&height=50&name=Wealthstone-Logo-GoldWhite-2-1.png) Wealthstone Group is a wealth management firm focused on providing investment and financial guidance for successful business owners, real estate investors and affluent individuals. [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - [Private Real Estate](https://www.wealthstonegroup.com/real-estate/private-real-estate-investments) [Wealth Management](https://www.wealthstonegroup.com/services) - [Investment Management](https://www.wealthstonegroup.com/services/investment-management) - [Alternative Investments](https://www.wealthstonegroup.com/services/alternative-investments) - [Retirement Income](https://www.wealthstonegroup.com/services/retirement-income) - [Tax Mitigation](https://www.wealthstonegroup.com/services/tax-mitigation) - [Wealth Preservation](https://www.wealthstonegroup.com/services/wealth-preservation) - [Business Exit Planning & ESOPs](https://www.wealthstonegroup.com/services/business-exit-planning-esops) Resources - [Insights](https://blog.wealthstonegroup.com/insights) - [Commentary](https://blog.wealthstonegroup.com/commentary) - [Library](https://www.wealthstonegroup.com/library) - [Events](https://blog.wealthstonegroup.com/events) - [Videos](https://www.wealthstonegroup.com/videos) Company - [About](https://blog.wealthstonegroup.com/about) - [Contact](https://www.wealthstonegroup.com/contact) - [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) Not an offer to buy, nor a solicitation to sell securities. All investing involves risk of loss of some or all principal invested. Past performance is not indicative of future results. Speak to your finance and/or tax professional prior to investing. Any information provided is for informational purposes only. Securities offered through Arkadios Capital, member FINRA/SIPC. Advisory Services offered through Arkadios Wealth. Wealthstone Group and Arkadios are not affiliated through any ownership. Check the background of this firm/advisor on [FINRA’s BrokerCheck](https://d5fymz04.na1.hs-sales-engage.com/Ctc/5H+23284/d5fYmz04/JkM2-6qcW6N1vHY6lZ3mYN4pK6WlBkpFCW7v0sYg2_wv5_W7ZC5_p9lMpV9N2mLYb3b1Kt3W19_SZt6-rMHvW8_x-wq4sYh1TW4XJbzr2-1sSdVL3HsH3txppfW1K-Z1Q56Lnk2W3s3crW4kSJHHW6241wl4TBfLgW4z17F_4Rzl4pVgZ43M7sNPmVN4mVB-08Rc3zW828Gqx6r8n-YW21lDn24045sWW3wDlGS3pQbHvW1p_B9Z2DSvXwW5mgq3g7XcLCGW6KxHb21y0S0CW39tHnF3KF-sqW72ntxK15y1kXf3wyRhz04). Copyright © 2026 Wealthstone Group. [Privacy Policy](https://www.wealthstonegroup.com/privacy-policy) | [Terms of Service](https://www.wealthstonegroup.com/terms-of-service) ### Subscribe to Wealthstone Insights Please click on the buttons below to view your client portal. [Right Capital – Financial Planning](https://app.rightcapital.com/account/login)[Black Diamond – Portfolio Management Reporting](https://login.bdreporting.com/Auth/SignIn)