--- title: Insights | Paulo Aguilar, CFA, CAIA description: Wealthstone Group | Insights image: https://blog.wealthstonegroup.com/hubfs/WealthstoneGroup.jpg --- - Client Portal [![Gold-Logo-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Gold-Logo-1")](https://www.wealthstonegroup.com/) [![Wealthstone-logo-gold](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Wealthstone-logo-gold")](https://blog.wealthstonegroup.com/) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - 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[Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - [Private Real Estate Investments](https://www.wealthstonegroup.com/real-estate/private-real-estate-investments) - [Wealth Management](https://www.wealthstonegroup.com/services) - [Investment Management](https://www.wealthstonegroup.com/services/investment-management) - [Alternative Investments](https://www.wealthstonegroup.com/services/alternative-investments) - [Retirement Income](https://www.wealthstonegroup.com/services/retirement-income) - [Tax Mitigation](https://www.wealthstonegroup.com/services/tax-mitigation) - [Wealth Preservation](https://www.wealthstonegroup.com/services/wealth-preservation) - [Business Exit Planning & ESOPs](https://www.wealthstonegroup.com/services/business-exit-planning-esops) - Resources - [Insights](https://blog.wealthstonegroup.com/insights) - [Commentary](https://blog.wealthstonegroup.com/commentary) - [Library](https://www.wealthstonegroup.com/library) - [Events](https://blog.wealthstonegroup.com/events) - [Videos](https://www.wealthstonegroup.com/videos) - [Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e)[Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) ![Paulo Aguilar, CFA, CAIA](https://blog.wealthstonegroup.com/hs-fs/hubfs/Paulo%20-%20Headshot2.jpeg?width=170&height=170&name=Paulo%20-%20Headshot2.jpeg) # Paulo Aguilar, CFA, CAIA ## Posts by Paulo Aguilar, CFA, CAIA [Business Valuation Gap: Why Your Business May Be Worth Less to a Buyer Than You Expect](https://blog.wealthstonegroup.com/insights/business-valuation-gap-why-your-business-may-be-worth-less-to-a-buyer-than-you-expect) ![](https://blog.wealthstonegroup.com/hubfs/chris-li-6Y6OnwBKk-o-unsplash-min.jpeg) [Business Exit Planning](https://blog.wealthstonegroup.com/insights/tag/business-exit-planning) ### Business Valuation Gap: Why Your Business May Be Worth Less to a Buyer Than You Expect Discover why your business's perceived value may differ from buyers' expectations and learn how to bridge the valuation gap effectively. Oct 30, 2026 6 min read [Real Estate Sale Allocation Land Building Personal Property Tax: How Price Allocation Determines Depreciation Recapture](https://blog.wealthstonegroup.com/insights/real-estate-sale-allocation-land-building-personal-property-tax-how-price-allocation-determines-depreciation-recapture) ![](https://blog.wealthstonegroup.com/hubfs/social-suggested-images/44709168.fs1.hubspotusercontent-na1.nethubfs44709168stock-photo-black-building-during-day.jpeg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Real Estate Sale Allocation Land Building Personal Property Tax: How Price Allocation Determines Depreciation Recapture Understand how property sale allocations impact depreciation recapture and tax liabilities, ensuring informed decisions for investment property sales. Oct 28, 2026 6 min read [Intentionally Defective Grantor Trust IDGT Real Estate: How to Transfer Appreciated Assets With Minimal Gift and Estate Tax](https://blog.wealthstonegroup.com/insights/intentionally-defective-grantor-trust-idgt-real-estate-how-to-transfer-appreciated-assets-with-minimal-gift-and-estate-tax) ![](https://blog.wealthstonegroup.com/hubfs/social-suggested-images/44709168.fs1.hubspotusercontent-na1.nethubfs44709168Wealthstone-Insights-1.jpg) [Wealth & Estate Planning](https://blog.wealthstonegroup.com/insights/tag/wealth-estate-planning) ### Intentionally Defective Grantor Trust IDGT Real Estate: How to Transfer Appreciated Assets With Minimal Gift and Estate Tax Explore how an Intentionally Defective Grantor Trust can help real estate and business owners transfer appreciated assets while minimizing taxes for future generations. Oct 26, 2026 6 min read [Your Commercial Real Estate Loan Is Maturing. What Are Your Options?](https://blog.wealthstonegroup.com/insights/the-2026-2027-landlord-margin-call-what-rising-loan-maturities-mean-for-property-owners-approaching-a-forced-sale) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-.jpg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### Your Commercial Real Estate Loan Is Maturing. What Are Your Options? Navigating loan maturities in commercial real estate requires careful planning. Explore refinancing options, tax implications, and 1031 exchanges before making decisions. Oct 23, 2026 6 min read [Selling Your Business? What Do You Want Life to Look Like After the Sale?](https://blog.wealthstonegroup.com/insights/selling-your-business-what-do-you-want-life-to-look-like-after-the-sale) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-3.jpg) [Business Exit Planning](https://blog.wealthstonegroup.com/insights/tag/business-exit-planning) ### Selling Your Business? What Do You Want Life to Look Like After the Sale? Discover how to align your personal goals with your business exit strategy to create a fulfilling life after the sale. Plan effectively for your future. Oct 21, 2026 4 min read [Cost Segregation and Bonus Depreciation: When Accelerating Real Estate Deductions Makes Sense](https://blog.wealthstonegroup.com/insights/cost-segregation-and-bonus-depreciation-when-accelerating-real-estate-deductions-makes-sense) ![](https://blog.wealthstonegroup.com/hubfs/social-suggested-images/44709168.fs1.hubspotusercontent-na1.nethubfs44709168stock-photo-city-1.jpeg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Cost Segregation and Bonus Depreciation: When Accelerating Real Estate Deductions Makes Sense Explore how cost segregation and bonus depreciation can accelerate real estate deductions, enhancing tax strategies and investment value for property owners. Oct 19, 2026 5 min read [What If One Property Owner Wants a 1031 Exchange and the Other Wants Cash?](https://blog.wealthstonegroup.com/insights/what-if-one-property-owner-wants-a-1031-exchange-and-the-other-wants-cash) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-RealEstate-HeroImage-min-1.jpeg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### What If One Property Owner Wants a 1031 Exchange and the Other Wants Cash? Navigating different ownership goals in real estate sales can be complex. Learn how to manage varying objectives, like 1031 exchanges versus cash needs. Oct 16, 2026 5 min read [Most Expensive Mistake Business Owners Before Exit: Waiting to Build Value and How to Avoid It](https://blog.wealthstonegroup.com/insights/most-expensive-mistake-business-owners-before-exit-waiting-to-build-value-and-how-to-avoid-it) ![](https://blog.wealthstonegroup.com/hubfs/WS-Commentary.jpg) [Business Exit Planning](https://blog.wealthstonegroup.com/insights/tag/business-exit-planning) ### Most Expensive Mistake Business Owners Before Exit: Waiting to Build Value and How to Avoid It Learn why business owners should prepare for an exit early, enhancing company value and flexibility, rather than waiting until they're ready to sell. Oct 14, 2026 4 min read [The Grantor Retained Annuity Trust — How It Works and When Real Estate and Business Owners Should Consider It](https://blog.wealthstonegroup.com/insights/the-grantor-retained-annuity-trust-how-it-works-and-when-real-estate-and-business-owners-should-consider-it) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI5.jpg) [Wealth & Estate Planning](https://blog.wealthstonegroup.com/insights/tag/wealth-estate-planning) ### The Grantor Retained Annuity Trust — How It Works and When Real Estate and Business Owners Should Consider It Discover how a Grantor Retained Annuity Trust (GRAT) can help business and real estate owners transfer future asset appreciation to the next generation effectively. Oct 12, 2026 4 min read Load More Insights   ![Wealthstone-Logo-GoldWhite-2-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Wealthstone-Logo-GoldWhite-2-1.png?width=50&height=50&name=Wealthstone-Logo-GoldWhite-2-1.png) Wealthstone Group is a wealth management firm focused on providing investment and financial guidance for successful business owners, real estate investors and affluent individuals. 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