--- title: Insights | Paulo Aguilar, CFA, CAIA description: Wealthstone Group | Insights image: https://blog.wealthstonegroup.com/hubfs/WealthstoneGroup.jpg --- - Client Portal [![Gold-Logo-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Gold-Logo-1")](https://www.wealthstonegroup.com/) [![Wealthstone-logo-gold](https://blog.wealthstonegroup.com/hs-fs/hubfs/Gold-Logo-1.png?width=2000&height=380&name=Gold-Logo-1.png "Wealthstone-logo-gold")](https://blog.wealthstonegroup.com/) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - [Qualified Opportunity Zones](https://www.wealthstonegroup.com/real-estate/qualified-opportunity-zones) - 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[Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e) [Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) - [About](https://www.wealthstonegroup.com/about) - [Real Estate](https://www.wealthstonegroup.com/real-estate) - [1031 Exchanges](https://www.wealthstonegroup.com/real-estate/1031-exchanges) - [1033 Exchanges](https://www.wealthstonegroup.com/real-estate/1033-exchanges) - [721 Exchanges](https://www.wealthstonegroup.com/real-estate/721-exchanges) - [Delaware Statutory Trusts](https://www.wealthstonegroup.com/real-estate/delaware-statutory-trusts) - 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[Events](https://blog.wealthstonegroup.com/events) - [Videos](https://www.wealthstonegroup.com/videos) - [Contact](https://www.wealthstonegroup.com/contact) [![View Properties](https://no-cache.hubspot.com/cta/default/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e.png)](https://cta-redirect.hubspot.com/cta/redirect/44709168/47dd736a-2645-40ed-92a8-f366b8bf509e)[Schedule a Call](https://www.wealthstonegroup.com/schedule-a-call) ![Paulo Aguilar, CFA, CAIA](https://blog.wealthstonegroup.com/hs-fs/hubfs/Paulo%20-%20Headshot2.jpeg?width=170&height=170&name=Paulo%20-%20Headshot2.jpeg) # Paulo Aguilar, CFA, CAIA ## Posts by Paulo Aguilar, CFA, CAIA [Why Gifting Appreciated Real Estate to Your Children Before You Die Can Cost Them More Than It Saves](https://blog.wealthstonegroup.com/insights/why-gifting-appreciated-real-estate-to-your-children-before-you-die-can-cost-them-more-than-it-saves) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI4.jpg) [Wealth & Estate Planning](https://blog.wealthstonegroup.com/insights/tag/wealth-estate-planning) ### Why Gifting Appreciated Real Estate to Your Children Before You Die Can Cost Them More Than It Saves Discover the tax implications of gifting appreciated real estate to your children versus inheritance, and learn how to make informed estate-planning decisions. Oct 09, 2026 5 min read [Cash Out Refinance Rental Property Tax Implications: What Investors Need to Know About Proceeds and Deductions](https://blog.wealthstonegroup.com/insights/cash-out-refinance-rental-property-tax-implications-what-investors-need-to-know-about-proceeds-and-deductions) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI3.jpg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Cash Out Refinance Rental Property Tax Implications: What Investors Need to Know About Proceeds and Deductions Explore the tax implications of cash-out refinancing rental properties, including how proceeds affect interest deductions and overall investment strategy. Oct 07, 2026 5 min read [Facing a Loan Maturity? How to Prepare for a 1031 Exchange Before You Have to Sell](https://blog.wealthstonegroup.com/insights/facing-a-loan-maturity-how-to-prepare-for-a-1031-exchange-before-you-have-to-sell) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI2.jpg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### Facing a Loan Maturity? How to Prepare for a 1031 Exchange Before You Have to Sell Prepare for a 1031 exchange before your loan matures. Learn how to strategically manage your sale and investment options to maximize tax deferral. Oct 05, 2026 3 min read [DST Advisor Fees and Commissions: What Are Investors Actually Paying?](https://blog.wealthstonegroup.com/insights/dst-advisor-fees-and-commissions-what-are-investors-actually-paying) ![](https://blog.wealthstonegroup.com/hubfs/WS-InsightsFI.jpg) [Delaware Statutory Trusts (DSTs)](https://blog.wealthstonegroup.com/insights/tag/delaware-statutory-trusts-dsts) ### DST Advisor Fees and Commissions: What Are Investors Actually Paying? Discover how investors are compensated in Delaware Statutory Trusts, comparing commission-based and advisory models to understand total costs and services provided. Oct 02, 2026 5 min read [Using a Charitable Remainder Trust to Exit Appreciated Real Estate: How the Structure Works and When It Makes Sense](https://blog.wealthstonegroup.com/insights/using-a-charitable-remainder-trust-to-exit-appreciated-real-estate-how-the-structure-works-and-when-it-makes-sense) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-3.jpg) [Tax Mitigation](https://blog.wealthstonegroup.com/insights/tag/tax-mitigation) ### Using a Charitable Remainder Trust to Exit Appreciated Real Estate: How the Structure Works and When It Makes Sense Explore how a Charitable Remainder Trust can help real estate owners manage appreciated properties, defer taxes, and support charitable goals effectively. Sep 30, 2026 7 min read [Are DSTs a Good Investment? Understanding the Advantages and Risks](https://blog.wealthstonegroup.com/insights/are-dsts-a-good-investment-understanding-the-advantages-and-risks) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-.jpg) [Delaware Statutory Trusts (DSTs)](https://blog.wealthstonegroup.com/insights/tag/delaware-statutory-trusts-dsts) ### Are DSTs a Good Investment? Understanding the Advantages and Risks Explore the advantages and risks of investing in Delaware Statutory Trusts for 1031 exchanges, and determine if they align with your financial goals. Sep 28, 2026 7 min read [How Do You Exit Your Real Estate Portfolio Without Triggering a Large Tax Bill?](https://blog.wealthstonegroup.com/insights/how-do-you-exit-your-portfolio-without-triggering-a-large-tax-bill) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-FI-2.jpg) [1031 Exchange](https://blog.wealthstonegroup.com/insights/tag/1031-exchange) ### How Do You Exit Your Real Estate Portfolio Without Triggering a Large Tax Bill? Explore strategies for real estate developers to exit their portfolios while minimizing tax liabilities and maximizing reinvestment opportunities. Sep 25, 2026 7 min read [The 721 Exchange as an Option, Not an Obligation: How to Evaluate It Correctly](https://blog.wealthstonegroup.com/insights/the-721-exchange-as-an-option-not-an-obligation-how-to-evaluate-it-correctly) ![](https://blog.wealthstonegroup.com/hubfs/social-suggested-images/44709168.fs1.hubspotusercontent-na1.nethubfs44709168stock-photo-city-3.jpeg) [721 Exchange / UPREIT](https://blog.wealthstonegroup.com/insights/tag/721-exchange-upreit) ### The 721 Exchange as an Option, Not an Obligation: How to Evaluate It Correctly Explore the nuances of Optional 721 UPREIT strategies, evaluating their fit for your investment goals while considering tax implications and liquidity options. Sep 23, 2026 5 min read [How Do You Know When It’s the Right Time to Sell Your Business?](https://blog.wealthstonegroup.com/insights/how-do-you-know-when-its-the-right-time-to-sell-your-business) ![](https://blog.wealthstonegroup.com/hubfs/Wealthstone-Blog.png) [Business Exit Planning](https://blog.wealthstonegroup.com/insights/tag/business-exit-planning) ### How Do You Know When It’s the Right Time to Sell Your Business? Discover the key factors that determine the right time to sell your business, focusing on performance, buyer interest, and personal readiness for an exit. Sep 21, 2026 5 min read Load More Insights   ![Wealthstone-Logo-GoldWhite-2-1](https://blog.wealthstonegroup.com/hs-fs/hubfs/Wealthstone-Logo-GoldWhite-2-1.png?width=50&height=50&name=Wealthstone-Logo-GoldWhite-2-1.png) Wealthstone Group is a wealth management firm focused on providing investment and financial guidance for successful business owners, real estate investors and affluent individuals. 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